Business Loan in Chennai..!!

Get a business loan solution that caters to your financial needs from our experts. Benefit from our experience with loan disbursements to self-employed non-professionals and businessmen providing you loans faster to finance your business needs.

 Who can apply for a Business Loan?

Any person in business for the last three consecutive years, showing a profit for the last two years and also meets the terms given below.

Profile	Annual Turnover
Self Employed Businessmen	Rs. 2 Crores
Manufacturers	Rs. 1 Crore
Service Providers	Rs. 50 Lakhs

Documents to avail a Business Loan

Apply for a Business Loan by submitting the completed Business Loan application form with these documents:

1. Balance Sheet & Profit and Loss Account of company
2. Proof of ownership of Residential Or Commercial Property
3. IT returns for last two years
4. Proof of residence
5. Proof of identity

Contact: 955 16 10 484, 9841 93 2511, 044 2484 2488.

E mail : vijaycapitals@gmail.com

Log in : www.vijaycapitals.com

Canara Bank Home Loan & Car Loan in Chennai @ Low and Attractive EMI.

            

Avail a Home Loan to enjoy the benefits of IT exemption upto Rs.1.5 lakhs and an additional amount of upto Rs.1 lakh for assessment year 2014-15 under
Income Tax Act.*

FEATURES
Home Loan:	Car Loan:
Hassle free take over	90% finance for new vehicle
Quick Processing	Repayment periode upto 7 years

 To know more about loans give a missed call to:

78 71 620 603

Contact: 

955 16 10 484, 9841 93 2511, 044 2484 2488.

E mail : vijaycapitals@gmail.com

Log in : www.vijaycapitals.com

RBI asks banks not to levy penalty on pre-payment of personal loan, home loan, vehicle loan, corporate loans.

         Providing relief to borrowers, Reserve Bank today directedbanks not to levy any penalty on individual borrowers for pre-paying floating loans.

"...It is advised that banks will not be permitted to charge foreclosure charges or pre-payment penalties on all floating rate term loans sanctioned to individual borrowers, with immediate effect," RBI said in a notification.

Floating loan products include housing, corporate, vehicle and personal loans.

In the first bi-monthly monetary policy statement for 2014-15 released last month, the RBI had said banks should consider allowing their borrowers the facility of prepaying floating rate term loans without any penalty in the interest of their customers.

Some banks are charging pre-payment penalty of up to 2% of the outstanding loans.

Two years ago, RBI had barred banks from levying foreclosure charges or pre-payment penalties on home loans on floating interest rate basis.

It is believed that removal of foreclosure charges or prepayment penalty on home loans will lead to reduction in the discrimination between existing and new borrowers and the competition among banks will result in finer pricing of home loans with the floating rate, RBI had said.

Yesterday, the RBI asked banks not to levy penalties on customers who don't maintain a minimum balance in any inoperative account, as part of a consumer protection initiative.

Several banks, including the State Bank of India, do not levy any charge if the minimum balance is not maintained in an inoperative savings account.

The RBI directed banks in 2012 not to charge customers for non-operation or activation of basic savings bank deposit accounts.

Sources:  Press Trust of India

Mortgage Loan Providers Chennai

We have a dedicated helpdesk for all our Customers.

Call on  78 71 620 603  or  Log on www.vijaycapitals.com to get all Loan Details.

About

www.vijaycapitals.com -The simplest way to compare and get best bank loans in Chennai,Vellore,India. Loan against property(LAP, mortgage in Chennai) in chennai Home loans in chennai, Car loans in Chennai, Business loan in chennai and Personal loans from Indian leading banks and NBFC’s.

Mission

Give customers instant access to get a Best Loans. Smart Solution+Smart Growth.

Company Overview

vijaycapitals.com is online marketplace that gives customers instant customized rate quotes on loans. Customers can instantly search for, compare and apply for loans online  at vijaycapitals.com.

Description

Since we Associate  with India’s leading Banks, Nbfc’s and insurance firms, you have to look in only one stop loan solution get a great deal: vijaycapitals.com.
Our goal is to make it easy for everyone to get a great deal on a loan, credit cards or an insurance product. On vijaycapitals.com, you can easily compare ,Choose and its completely free.

Why is vijaycapitals.com different?

* Compare offers using our easy to use tools.
* Tailer made option
* Association with 8 Banks, 5 Nbfc’s

Products        

Current: Personal loans in Chennai

 Business loans in Chennai

Home loans in Chennai

Home Loan Transfer in chennai,

 Car loans in chennai,

 Loan Against property in chennai (LAP, mortgage  loans in chennai) ,

 Life Insurance.

General insurance ,

Demat , commodity Trading ,

 and Savings Instruments.

Contact Info

Phone          044 2484 2488

Mbl no        955 16 10 484,  98419 32 511

Email           vijaycapitals@gmail.com

Website       http://www.vijaycapitals.com